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3. Natural Disasters
Natural disasters, like floods, earthquakes, and sink holes can create thousands of dollars in damage that is not covered. In many cases, damage from wind or tornados may be covered, but things like floods, earthquakes and other instances of ground movement require extra insurance coverage. Before 2010, many of us were not aware of the importance of flood insurance, but many families and businesses suffered extensive flood damage in May 2010 and some had no coverage.
